Trusted by 1,200+ high-risk merchants

Merchant Account Solutions for High-Risk Industries

Fast approvals and tailored processing for businesses that traditional providers often reject. Get approved in as little as 24 hours.

Trusted payment processing partners

VISAMastercardDiscoverAMEX

Industries We Serve

Specialized high-risk payment processing solutions for businesses that need a partner who understands their unique challenges.

Gaming & Casino

Reliable payment solutions for online gaming, sports betting platforms, and iGaming services.

Nutraceuticals

Payment processing for supplements, wellness products, and health-focused brands.

Adult & Dating

Secure support for adult-oriented services with elevated risk profiles.

E-commerce High-Risk

Tools for dropshipping, subscription, and digital-first business models.

Travel & Timeshare

Fraud-resistant, compliant setups for travel operators and timeshare providers.

Tobacco & Vape

Specialized support for smoke shops, vape stores, and tobacco e-commerce.

Why Choose Us

We provide more than just payment processing. We become your strategic payment growth partner.

Fast Approvals

Built for high-risk business models with practical, reliable support.

Competitive Rates

Built for high-risk business models with practical, reliable support.

High Approval Rates

Built for high-risk business models with practical, reliable support.

Multi-Currency Support

Built for high-risk business models with practical, reliable support.

Secure Processing

Built for high-risk business models with practical, reliable support.

Dedicated Support

Built for high-risk business models with practical, reliable support.

How It Works

Get your high-risk merchant account approved in four simple steps.

Apply Online

Quick, compliant onboarding with guidance from our team.

Quick Review

Quick, compliant onboarding with guidance from our team.

Get Approved

Quick, compliant onboarding with guidance from our team.

Start Processing

Quick, compliant onboarding with guidance from our team.

Case Studies

Real results from high-risk businesses we helped scale.

Online Casino Expansion

We rebuilt payment routing and reduced decline rates across multiple regions.

52.3%

Revenue Increase

24 Hours

Approval Time

0.4%

Chargeback Rate

Peptide Research Company

Improved payment reliability and recovery while maintaining strict compliance.

340%

Growth

18 Months

Retention

3.2%

Conversion Lift

Global Dropshipping Store

Added multi-currency support and smarter routing for global checkout consistency.

94%

Approval Rate

99.9%

Uptime

$312K

Monthly Volume

Trusted by High-Risk Businesses

See what our clients say about working with us.

★★★★★

"After being declined by 5 providers, merchantoria.com approved us quickly and increased our stability within weeks."

Monica Green

CEO, ClearWave

★★★★★

"The onboarding process was straightforward and our chargeback management improved almost immediately."

Brett Wilson

Founder, NexLabs

★★★★★

"Competitive rates and responsive support. We finally have a partner that understands high-risk."

James Rodriguez

Operations, PeakDrop

Get Your Free Quote

Tell us about your business and we will contact you in 24 hours.